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The sinking feeling would begin as early as after breakfast on Sunday — dreading the school week to come.
The sinking feeling would begin as early as after breakfast on Sunday — dreading the school week to come.
Then Monday would hit and it'd be the low point of my week. Each day got better than the previous one until I hit Friday. It was all great from there. Until Sunday at about 9 am again.
Now, Monday is my favorite day of the week. It marks the start of five days of peace and quiet. The supermarket is less busy, the restaurants are less busy, everything is less busy — because people are at work. It's quiet, and I like it.
I expected things would calm down several notches when I retired, but I now seem to have more to do than before.
The difference is that I went from doing things I needed to do, though, to doing things I WANT to do. This makes all the difference in the world.
Still, I am overwhelmed.
I assumed that retirement would give me more time with family, but I didn't know how meaningful and far-reaching this time would be.
Examples:
- My wife and I can take walks a day. It gives us lots of time to connect and talk. Great for our relationship.
- I have been able to see my parents more since retirement
- I was able to attend funerals, and even be at the hospital right before my loved ones pass. Having a job would not afford me the time (or at least as much time) for either of these.
- In addition to helping connect with family, being retired has allowed me to connect with friends.
Learning
- I'm reading more than ever. The library and I are on a first-name basis. I'm there several times a week. I'm reading on personal growth, fitness, blogging, and a whole host of non-fiction topics. I also have time to read fiction and am catching up on John Grisham's stuff, as well as a Batman graphic novel here and there.
- I'm learning from YouTube. You can find videos on how to do anything these days. Now that I have time, I'm learning how to cook (especially grill), how to do simple repairs around the house (I'm not "handy" yet, but I'm getting there), how to travel hack (still a neophyte but learning), and on and on.
- I'm consuming podcasts. As I train for Pikes Peak, I'm walking a lot. Some of that is alone, and when I walk alone I listen to podcasts. I'm learning about a whole host of topics, plus getting lots of input on financial issues that keep me sharp. I really look forward to this time each day.
Dealing with stress:
Once I retire, I believe the stress would literally melt away. It was that tangible. I was destressing after more than 30 years years of constant pressure.
It may take several months to go completely away. I would start sleeping better. My head would be tight all the time. Life would be more relaxing overall.
CPF Retirement account
I found out that the amount set aside in the Retirement Account can be halved if I pledge my HDB flat. So if if the full retirement sum is 181K, then I can pledge my flat and the amount is halved to 90.5K but my payout at age 65 will be on the 90.5K sum and not 181K.
I found out that the amount set aside in the Retirement Account can be halved if I pledge my HDB flat. So if if the full retirement sum is 181K, then I can pledge my flat and the amount is halved to 90.5K but my payout at age 65 will be on the 90.5K sum and not 181K.